Credit Repair · High-risk merchant account

Compliant credit repair processing

Credit repair where legally compliant — full regulatory documentation required.

Min $25,000/mo volumeTransparent underwritingDispute protection included

See if your business qualifies

Tell us about your business. We'll review and follow up — usually within one business day.
Approval depends on meeting underwriting and compliance requirements. Submitting this form is not a guarantee of approval.
Compliance

What we review for credit repair

Restricted — Credit Repair Addendum required
CROA and applicable state compliance documentation
Written client contracts; no misleading guarantees
Discover card acceptance restriction may apply

International founders: U.S. entity required

NYVA merchant accounts settle through U.S. acquiring. If you are not a U.S. resident, you will need a registered U.S. business entity, ITIN or EIN, a U.S. business bank account, and a U.S. business address before we can approve processing.

Application

Documents are collected when you apply

After you create your account, we walk you through standard business documents and any uploads specific to credit repair — nothing extra to guess at upfront.

Start application
How Approval Works

A clear path from application to processing

No black boxes. You'll know what's needed at every step.

1

Apply

Create your NYVA account

2

Submit documents

Submit business profile & financial documents

3

Underwriting review

Underwriting review (typically 2–5 business days)

4

Go live

Sign MPA and complete processor onboarding

Integrations

Supported platforms

Payment links & hosted checkout

WooCommerce & Shopify

Recurring billing & subscriptions

Global payouts

See if your credit repair business qualifies

Transparent underwriting — start your application today.

Start Application
Usually reviewed within one business day · nyvapay.com