If your industry gets restricted, held, or shut down by mainstream processors, NYVA offers stable processing with transparent underwriting — built for legitimate, compliant businesses in high-risk verticals.
These industries are legitimate — they just need underwriting that understands them. NYVA reviews each business individually and supports compliant operators with the documentation to back it up.
For compliant businesses and permitted products, with documentation review.
Telehealth platforms and online clinics with the right compliance docs.
Supplements, vitamins, and wellness brands with recurring billing.
Large market accepted with COAs and proper product documentation.
LegitScript / NABP-certified pharmacies. Smaller audience, high value.
Education and coaching businesses often dropped after they scale.
Memberships and recurring billing models built for retention.
Software, downloads, and digital memberships at any scale.
No black boxes. You'll know what's needed at every step.
Tell us your industry, volume, and website. Takes about two minutes.
We'll request the compliance documents your vertical requires for underwriting.
Our team reviews your business against card-network and compliance requirements.
Once approved, integrate with your platform and start processing.
International founders: U.S. entity required
NYVA merchant accounts settle through U.S. acquiring. If you are not a U.S. resident, you will need a registered U.S. business entity, ITIN or EIN, a U.S. business bank account, and a U.S. business address before we can approve processing.
Exact terms, rates, and reserves depend on your industry, volume, and underwriting outcome.
The features that matter most when your processing can't afford to go down.
Submit evidence, track chargebacks, and recover funds — all from your dashboard.
Know exactly what's required and why. No surprise holds, no silent shutdowns.
Shopify, WooCommerce, a hosted pay link, or a full custom API build.
Predictable payout schedules so you can plan your cash flow with confidence.
Real-time visibility into payments, refunds, disputes, and customers.
Accept 50+ currencies and grow volume without getting cut off.
A note on approval. NYVA supports legitimate, compliant businesses. We don't offer guaranteed approval, and we don't onboard prohibited categories. Approval and final terms always depend on your business meeting underwriting and card-network compliance requirements.
Find out if your business qualifies for stable, compliant processing.
Start Your ApplicationIf your industry gets restricted, held, or shut down by mainstream processors, NYVA offers stable processing with transparent underwriting — built for legitimate, compliant businesses in high-risk verticals.
These industries are legitimate — they just need underwriting that understands them. NYVA reviews each business individually and supports compliant operators with the documentation to back it up.
For compliant businesses and permitted products, with documentation review.
Telehealth platforms and online clinics with the right compliance docs.
Supplements, vitamins, and wellness brands with recurring billing.
Large market accepted with COAs and proper product documentation.
LegitScript / NABP-certified pharmacies. Smaller audience, high value.
Education and coaching businesses often dropped after they scale.
Memberships and recurring billing models built for retention.
Software, downloads, and digital memberships at any scale.
No black boxes. You'll know what's needed at every step.
Tell us your industry, volume, and website. Takes about two minutes.
We'll request the compliance documents your vertical requires for underwriting.
Our team reviews your business against card-network and compliance requirements.
Once approved, integrate with your platform and start processing.
International founders: U.S. entity required
NYVA merchant accounts settle through U.S. acquiring. If you are not a U.S. resident, you will need a registered U.S. business entity, ITIN or EIN, a U.S. business bank account, and a U.S. business address before we can approve processing.
Exact terms, rates, and reserves depend on your industry, volume, and underwriting outcome.
The features that matter most when your processing can't afford to go down.
Submit evidence, track chargebacks, and recover funds — all from your dashboard.
Know exactly what's required and why. No surprise holds, no silent shutdowns.
Shopify, WooCommerce, a hosted pay link, or a full custom API build.
Predictable payout schedules so you can plan your cash flow with confidence.
Real-time visibility into payments, refunds, disputes, and customers.
Accept 50+ currencies and grow volume without getting cut off.
A note on approval. NYVA supports legitimate, compliant businesses. We don't offer guaranteed approval, and we don't onboard prohibited categories. Approval and final terms always depend on your business meeting underwriting and card-network compliance requirements.
Find out if your business qualifies for stable, compliant processing.
Start Your Application