How to Accept Payments Online in 2026: A Complete Guide
Everything you need to know about accepting payments on your website — from choosing a processor to embedding a checkout button.
NYVA Pay Team
NYVA Pay
Step 1: Choose a Payment Processor
Your payment processor handles the money flow between your customer's bank and yours. Key factors to consider:
- Fees: Compare per-transaction rates. Look for processors under 3%.
- Payout speed: How fast do you get your money? Same-day, next-day, or weekly?
- International support: Can you accept payments from customers worldwide?
- Integration: Does it work with your website? No-code embed or API?
Step 2: Set Up Your Account
Most processors require identity verification (KYC). This typically includes:
- Government-issued ID
- Business information (if applicable)
- Bank account for payouts
With NYVA Pay, verification takes minutes and you can start accepting payments immediately after.
Step 3: Add a Payment Button to Your Website
The easiest way is a drop-in button. With NYVA Pay, it's two lines of code:
<div data-preset-id="YOUR_ID" data-base-url="https://nyvapay.com"></div>
<script src="https://nyvapay.com/embed/nyva.js"></script>The button opens a popup checkout — your customer never leaves your site. Payment methods include card, Cash App, and bank transfer.
Step 4: Handle Webhooks
Webhooks notify your server when a payment succeeds. Use them to fulfill orders, send receipts, or update your database.
Step 5: Monitor and Optimize
Track your conversion rate, average transaction value, and failed payments. Most processors provide a dashboard for this.
Ready to start? Create a NYVA Pay account and accept your first payment in under 5 minutes.