How to Accept International Payments Without Losing Money on Fees

The Hidden Cost of International Payments

When a customer in London pays your US-based business, traditional processors add layers of fees:

• Card network cross-border fee: 1–2%
• Forex markup: 2–4% above mid-market rate
• International processing surcharge: 0.5–1%

A $100 international payment can cost you $5–7 in fees. That's 5–7x more than a domestic transaction.

Better Options for Global Payments

1. Multi-Currency Digital Wallets

Accept payments in the customer's local currency and convert at competitive rates. NYVA Pay supports 135+ currencies with transparent conversion.

2. Local Payment Methods

Offering local payment methods (bank transfers, digital wallets) in each market reduces card fees significantly.

3. Invoicing in Local Currency

Invoice in the customer's currency so they don't get hit with their bank's forex markup. This increases conversion rates too.

NYVA Pay for International Payments

NYVA Pay was built for borderless payments. Accept payments from 195 countries, convert between 135+ currencies, and withdraw to your local bank account. No hidden forex markups.

Start accepting global payments →